2020 Delinquent Tax Property Foreclosure Timeline

March 1, 2021

2020 taxes are turned over delinquent to the Otsego County Treasurer

By June 1, 2021

Taxpayer is notified of delinquency via 1st class mail

By September 1, 2021

Taxpayer receives 2nd notice of delinquency via 1st class mail

On October 1, 2021

Additional $15 fee added to each delinquent parcel

On November 1, 2021

List is compiled of properties subject to forfeiture on March 1, 2022

On March 1, 2022

$175 title search fee and $60 recording fees are added to parcel and property is forfeited to the Otsego County Treasurer. Interest rate on unpaid balance increases to 1.5% per month retroactive to March 1, 2021

Between March 1, 2022 & January 31, 2023

  1. Title searches conducted to identify parties with legal interest in the property.
  2. Petition seeking foreclosure of forfeited property filed with Circuit Court.
  3. Personal visit to forfeited property with personal service or posting of notice.
  4. Administrative Show Cause Hearing held.
  5. 4th notice of delinquency and imminent foreclosure made via certified mail. 

Please note: Show Cause Hearing will be held in January, 2023, at:
225 W Main Street
Room 107
Gaylord, MI 49735

Please note: Final/Judicial Foreclosure Hearing will be held in February, 2023, at:
225 W Main Street
Room 201
Gaylord, MI 49735

Please contact our office for instructions.

Show Cause / Foreclosure Hearing

Between January 1, 2023 & March 31, 2023

Show Cause and Final/Circuit Court hearings for foreclosure judgment will be held during this time period. Property owner (or certain other parties with a legal interest in the property) has until March 31, 2023 to redeem the property by paying all taxes, interest, penalties, and fees on uncontested cases.

On April 1st After Foreclosure Judgment

Title to property is forfeited permanently to the Otsego County Treasurer

Between July 2023 & November 2023

Foreclosed property offered for purchase at public auction to the highest bidder 

Visit the Michigan County Tax Auctions website for more information regarding Public Land Auction.