Q: What does the housing office offer?
A: Very low interest financing for repairs or emergency repairs to single-family residential dwellings.

Q: What are the interest rates that are offered?
A: Interest rates are determined by household size and income.  Deferred loans are 0% with no monthly payments, and 0-3% interest with payments, maximum mortgage of 25 years.  Payments are determined by the amount of repairs to a dwelling.

Q: What consists of total repairs to a dwelling?
A: A leaking roof, deteriorated- siding, flooring, leaking pipes, single pane windows, electrical problems, and health/safety hazards.  Also lead based paint reduction to homes constructed prior to 1978.

Q: What consists of emergency repairs to a dwelling?
A: If a water well, septic system, or furnace (furnace in cold conditions) should stop working and need to be replaced.

Q: How do I qualify for (rehabilitation) home repairs?
A: Contact the Housing Office at (989) 731-7570.  Questions will be asked to see if you qualify.

Q: Who determines the needed repairs?
A: The Housing Inspector will inspect your entire dwelling that pertains to Section 8 Housing Quality Standards (minimal code requirements) and local codes.  Specifications are written for bid and reviewed by the Committee and applicant.

Q: Who will perform the work?
A: Contractors that are registered in the Housing Office and/or contractors that you prefer, that are licensed and insured by the State of Michigan.

Q: Can you direct me to other County resources related to my dwelling or rental?
A: Yes, our office has a "Housing Resource Brochure" that directs you to local organizations and businesses that offer:  Subsidized Rentals, real estate offices, banks and lenders, financial assistance, dispute resources and educational information.