Otsego County Housing Committee


County Building, Room 213
225 West Main St.
Gaylord, MI 49735
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Office Hours: 
8:00 A.M.- 12:00 P.M.
1:00 P.M. - 3:30 P.M.

Telephone:  989-731-7570
Fax:   989-731-7599

Marlene Hopp, Director
Cynthia Polena, Clerk



The Housing Committee provides zero to three percent interest rate financing for rehabilitation and emergency repair programs to low and very low-income owner-occupied single-family residential and rental dwellings in Otsego County. 
Rental rehabilitation is provided to second floor apartments above the City of Gaylord business district downtown. Available to landlords/owners at a zero percent forgivable deferred loan. Based on grant availability.
Qualified Habitat for Humanity applicants can utilize funds for site preparation for their new home.
Deteriorated single-family occupied dwellings maybe considered for a replacement of a manufactured unit.
Program funding is announced in local newspapers, flyers, and meetings.
Personnel Selection:
The Board of Commissioners in conjunction with the Housing Committee by the direction of the county personnel policies and hiring procedures appoints the Housing Director and Clerk.
The Board of Commissioners in conjunction with the Housing Committee appoints housing members from the local community to review projects and bids to determine if eligible. Currently there are seven Housing Members, which include two insurance agents, a County Commissioner, a Pastor, a retired contractor, a citizen from Corwith Township and currently a board vacancy.
Relationship to the County Board: 
The County Board provides a vital housing resource to the community by granting a governing Housing Committee. The board participates in the selection of the professional housing board and staff, furnishes office space and utilities, and approves operational grants.   
Departmental Revenues: 
Support for the Housing Committee is granted from Michigan State Housing Development Authority (MSHDA) – Community Development Block Grants, USDA – Rural Development, Program Income, MSHDA Property Improvement Program, and Northeast Michigan Community Service Agency Weatherization Program. 
The Housing Committee and staff organize grants to provide sources of funding.    
Additional Reading: 
For more information related to funding, contact the Housing Office at 989/731-7570, or visit us at the County Building, 225 W. Main Street, 2nd floor, room 213, Gaylord MI.


Resources for locating available housing.




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Grant Applications

2015 HRF Grant Application