Housing Office FAQ

Q: What does the housing office offer?

Very low interest financing for repairs or emergency repairs to single-family residential dwellings.

Q: What are the interest rates that are offered?

Interest rates are determined by household size and income. Deferred loans are 0% with no monthly payments, and 0-3% interest with payments, maximum mortgage of 25 years. Payments are determined by the amount of repairs to a dwelling.

Q: What consists of total repairs to a dwelling?

A leaking roof, deteriorated- siding, flooring, leaking pipes, single pane windows, electrical problems, and health/safety hazards. Also lead based paint reduction to homes constructed prior to 1978.

Q: What consists of emergency repairs to a dwelling?

If a water well, septic system, or furnace (furnace in cold conditions) should stop working and need to be replaced.

Q: How do I qualify for (rehabilitation) home repairs?

Contact the Housing Office at (989) 731-7570. Questions will be asked to see if you qualify.

Q: Who determines the needed repairs?

The Housing Inspector will inspect your entire dwelling that pertains to Section 8 Housing Quality Standards (minimal code requirements) and local codes. Specifications are written for bid and reviewed by the Committee and applicant.

Q: Who will perform the work?

Contractors that are registered in the Housing Office and/or contractors that you prefer, that are licensed and insured by the State of Michigan.

Q: Can you direct me to other County resources related to my dwelling or rental?

Yes, our office has a "Housing Resource Brochure" that directs you to local organizations and businesses that offer: Subsidized Rentals, real estate offices, banks and lenders, financial assistance, dispute resources and educational information.